Membership billing that doesn't bounce.
Old-school direct debit takes days and fails silently. PayTo is verified by the member's bank when they sign up, collects on the day, and tells you instantly if something's wrong.
Our fee: 0.5% + 30c, minimum $1. Capped at $5 up to $1,000, then $1 more per $1,000, never over $20. Card rate shown is a typical online rate.
Instant confirmation
Know on the 1st who's paid, not on the 5th.
Automatic retries
Failed payment → member texted → retried → you're told. No spreadsheet.
One authorisation
Member approves once in their banking app. Weekly, fortnightly or monthly from then on.
How it works
Send the invoice
From your phone or desktop. We text the link.
Customer approves in their banking app
30 seconds, once. They can keep the authorisation for next time.
Money lands, instantly
Direct to your bank. Receipt texted. Done.
Questions
Can I move existing members?
Yes. Add them, we text each one a link, they authorise in 30 seconds. No paper forms.
What about casual visits and merch?
Same customer, one-off invoice, one tap if they've kept the authorisation.
Do you replace my gym software?
No — we replace the payment part. Keep your class bookings and access control.
Set up takes ten minutes.
0.5% + 30c, min $1.00, max $20.00. No monthly fee. No lock-in.
Move your memberships