Get paid before you leave the job.
Text your customer an invoice. They approve it in their banking app. The money's in your account in seconds — no card machine, no card fees, no waiting for direct debit to clear.
Our fee: 0.5% + 30c, minimum $1. Capped at $5 up to $1,000, then $1 more per $1,000, never over $20. Card rate shown is a typical online rate.
Cards were built for shops. This was built for you.
Card fees eat 1.5–2% of every job. Direct debit is cheap but takes days and bounces. PayTo is the third option the banks quietly launched — instant, bank-verified, and a fraction of the cost.
The most you'll ever pay
$5 on anything up to $1,000. A $3,000 invoice costs $7. On a card it's over $50.
From approve to settled
Runs on the New Payments Platform. Nights, weekends, public holidays.
Dishonours from wrong details
The customer's own bank verifies the account when they approve. No typos, no "insufficient funds" surprises days later.
Three steps. Two of them are your customer's.
You send the invoice
From your phone, on site. We text them a link.
They approve it in their banking app
Enter BSB or PayID, tap approve. About 30 seconds. They can tick "keep authorised" so next time is one tap.
Money lands in your account
Instantly, straight to your bank — not held by us. Invoice marked paid, receipt texted automatically.
Recurring? Set it and forget it.
Gyms, lawn care, pool service, NDIS supports, strata levies, retainers. One authorisation from the customer, then every bill collects itself on the day — with instant confirmation and automatic retries if a payment fails.
Subscriptions
Weekly to annual. Pause, resume, change the amount.
Failed-payment handling
Customer gets a text, we retry, you get told. No chasing.
Straight to your bank
We never hold your money. Settlement is direct from your customer's bank to yours.
Your next invoice could be paid in seconds.
0.5% + 30c, min $1.00, max $20.00. No monthly fee. Cancel anytime.
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